The Cost of Your Property Insurance: What Goes Into Calculating Your Premiums 

Property Insurance

You’ve just purchased a new home or business property and it’s time to get insurance.  As you start shopping around, you may be wondering – how exactly do insurance companies determine what to charge for property insurance premiums?  The premium – the amount you pay for insurance coverage each year – can vary quite a … Read more

What Challenge Do Indians Face When It Comes To Buying Health Insurance?

Buying Health Insurance

Health insurance is something that’s become almost indispensable today given the rising medical costs. However, for many Indians buying adequate health insurance coverage poses several challenges.  Low Insurance Penetration   India has one of the lowest health insurance penetration rates in the world at less than 20% of the population. The majority still have no health … Read more

Medical Expenses Not Covered By Health Insurance And How To Handle Them

medical expenses in health insurance

Selecting the right health insurance plan is crucial to ensure you get coverage for medical expenses when you need it most. However, even comprehensive plans have exclusions and may not pay for certain treatments, procedures, or healthcare services. Being aware of these exclusions can help prevent unexpected healthcare costs. Here are some common things health … Read more